Your credit score
Your credit score is really important because it determines whether you get a loan and the amount of interested levied on the loan or credit card. It’s easy to keep track of and it’s also relatively easy to improve as long as you’re aware of it and you make an effort to increase your rating.
Regular repayments that cover at least the minimum payment will ensure that your rating with the likes of Experian and Equifax remain above the critical rating but that’s not going to help you get the credit you need for major purchases so if you want to improve your lot in life, read on.
[Image – pixabay.com]